Showing posts with label accounting. Show all posts
Showing posts with label accounting. Show all posts

Innovation Portfolio Management: Strategy Before Tools or Framework

Mike's Notes

Everything from Tristan Komer is deeply insightful. The same goes for Steve Blank, Alex Osterwalder, and Jason Cohen. I use them to figure out what to do.

Ajabbi aims to make money to provide a good service. All future profits will go to a yet-to-be-established non-profit foundation to fund open research, science communication, and support for the Pipi user community. Ajabbi has many moving parts: the Business Model Canvas and the Mission Model Canvas are useful tools.

Resources

References

  • The Real Startup Book (2nd edition, 2026) by Tristan Komer

Repository

  • Home > Ajabbi Research > Library > Subscriptions > Kromatic
  • Home > Handbook > 

Last Updated

27/09/2026

Innovation Portfolio Management: Strategy Before Tools or Framework

By: Tristan Kromer
Kromatic: 09/07/2019

Tristan Kromer: Tristan Kromer is an innovation coach and the founder of Kromatic. He helps enterprise companies build innovation ecosystems and works with startups and intrapreneurs worldwide to create better products for real people. Editor of The Real Startup Book (2nd edition, 2026), a free field guide to 51 experiments for finding product/market fit. Speaker and longtime advocate for lean startup and innovation accounting methods, now focused on how AI changes (and does not change) the customer-discovery work that decides whether a startup lives.

Martin Kupp: Martin Kupp is an associate professor for entrepreneurship at ESCP Europe in Paris and a visiting professor at the ESMT European School of Management and Technology in Berlin. His work has appeared in California Management Review, MIT Sloan Management Review, Business Strategy Review, Info Journal, Financial Times, the Economist, the Economic Times of India and the Wall Street Journal.

...

Stop shopping for frameworks until you know what you're optimizing for

...

Quick Answer: An innovation portfolio without a clear strategy behind it is just innovation theatre. Before choosing any framework or tool — whether McKinsey’s Three Horizons, the Innovation Ambition Matrix, or Strategyzer’s Portfolio Map — we need to define our innovation strategy, understand our risk tolerance, and ensure alignment with senior leadership. Each tool is simply a lens that emphasizes different dimensions (resources, timing, risk, options), so as innovation managers, we should mix, match, or create our own frameworks optimized for the specific decisions we need to make.

...

Innovation portfolio by Martin Kupp & Tristan Kromer

Martin Kupp is an associate professor for entrepreneurship at ESCP Europe in Paris and a visiting professor at the ESMT European School of Management and Technology in Berlin. His work has appeared in California Management Review, MIT Sloan Management Review, Business Strategy Review, Info Journal, Financial Times, the Economist, the Economic Times of India and the Wall Street Journal.

Tristan Kromer works with innovation teams and leaders to create amazing products and build startup ecosystems. He has worked with companies from early stage startups with zero revenue to enterprise companies with >$1B USD revenue (Unilever, Swisscom, Salesforce, Fujitsu, LinkedIn). Newly appointed VPs of Innovation have been popping up in every company these days. While they are often given vague tasks such as “install the entrepreneurial mindset in the core business” and “look to the future,” managing the innovation portfolio is one of their most important responsibilities. To manage your innovation portfolio, you need to know what to optimize for.

What Is Innovation Portfolio Management?

Innovation Portfolio Management is the process of allocating finite resources into potentially infinite opportunity arenas and then into specific projects to capture a strategic objective. Decisions are not based on individual projects, but on an ideal mix of investments over arenas due to the uncertainty of innovation projects.

Why Bother? Isn’t Innovation Unpredictable?

While it is virtually impossible to predict the financial output of a highly transformational innovation at the very early stages, some projects are substantially less risky. There is a big difference between the transformational approach of moving financial transactions to blockchain and a core innovation of simply providing SMS updates on the status of the same financial transaction. No innovation is certain — they all represent different risk profiles. Just as a good retirement fund will spread its investment into high-, medium-, and low-risk categories, companies must decide where and how to allocate their resources in an ever-changing environment. By diversifying investments into many different bets instead of one big transformation project, managing our innovation portfolio can make the overall output more predictable. The primary goal of building innovation portfolios is to make the unpredictable more predictable.

It’s Not About the Tools

From the McKinsey Three Horizons model, to the Innovation Ambition approach used by Google, to the Strategyzer Innovation Portfolio, academics and consultancies alike are putting ever more tools on the market, each promising to solve the difficult task of managing innovation. A person with tools in his mindEven the word tool is confusing. What used to be a piece of paper presenting a framework or template is now called a tool by many companies and consultants. The innovation portfolio management software used to visualize all this information is now called a platform. The number of frameworks, tools, and platforms to manage innovation is growing almost as fast as the number of salespeople pitching them. 5 People with a laptop computer in their hands and their innovation manager.Before measuring the pros and cons of one tool versus another, an innovation manager needs to understand why they are building an innovation portfolio, and more importantly, what interdependencies need to be identified, monitored, and visualized. The right tool should not only provide a broad overview of the portfolio, but should also help the manager allocate resources, set priorities, and develop options for the future. In helping innovation managers visualize the portfolio, the right tool will force them to make decisions by making the need for decisions obvious. Ultimately it is up to the manager to say no to projects that would only distract the team and suck up resources. This requires strategy.

Prerequisites for Innovation Portfolio Tools

Before choosing their tools, a surgeon knows exactly what they have to do and what they want to achieve. No one wants a surgeon just cutting away without a clear objective. The same is true for innovation managers and CEOs.A surgeon asking his patient if he's using his foot a lot. Innovation Strategy The first prerequisite of any innovation portfolio is that there is an actual innovation strategy. What is promoted inside the company as a strategy is often no more than an empty slogan like “Be the most innovative.” A viable strategy will tell you which projects belong in the portfolio and which do not.

Vision

Similarly, slogans such as “Unlock the innovation potential of digital transformation” are equally useless. This simply tells the company that anything with a mobile app will get approval while worthwhile cost-cutting measures and routine operations are out of favor. The strategy must clearly state what trends are impacting the business environment, where the tipping points are, and where the company wishes to position itself in the future. Are there technological, social, economic, or other trends? Are they predictable linear trends, or do they represent exponential changes that will appear very slowly, but will quickly reach a tipping point? Where does the company need to be positioned when the tipping point happens to make use of the opportunity?

Risk Tolerance

Does the company have a high tolerance for risk, and does it seek to transform the way all businesses in the industry operate? Does it have a low tolerance for risk, or does it operate in a very slow-to-change environment? Companies must understand their own vision for the future and their tolerance for risk, and use them to define the scope of their innovation ambition. Many companies state lofty ambitions but focus their entire rewards and performance reviews system on quarterly goals. This leads to focus only on core innovation. But what is core innovation other than the acceptance of the status quo? Without clear alignment, any attempt at strategic innovation portfolio management is useless.

Strategic Alignment & Communication

Developing and aligning the strategy with action requires good communication between innovation managers and senior management. Senior managers should be actively involved in the development of the innovation-portfolio approach to help innovation departments not only fund projects to some level of success, but to prevent them from being orphaned when no one from the C-suite is interested in adopting the project into the core business. — a company may start with a clear portfolio strategy and only discover during execution a better, emergent strategy that requires a pivot. It is during this iterative portfolio management process that innovation managers and executives discover the insight needed to continuously improve their company’s innovation potential.

Portfolios Are About Interdependencies

The underlying premise of developing and using an innovation portfolio lies in balancing key aspects of the business: resources, time, risk, options, and last (but not least) profitability. Each of these elements can serve as the main perspective of a dedicated portfolio approach, or implicitly integrated into an alternate approach. In the early days of innovation portfolios, one of the central concerns was whether the company or business unit would have enough resources to support all of the innovation efforts, and a number of innovation portfolios were developed that tried to better understand or predict the resources involved in new product development. In 1992, Wheelwright and Clark developed a tool for mapping five types of development projects: derivative, breakthrough, platform, R&D, and alliances and partnerships. Their initial observation was that many companies initiate too many projects and ultimately lack the resources to follow through, leading to high failure rates. Companies would have to understand the nature of their projects to be able to balance the necessary resources for different types of innovation. One of the weaknesses of this approach is centered around the “going concern” principle. In other words, infrastructure is maintained, even if it might soon be obsolete — so investments in some platforms, alliances, and R&D capacity may also become obsolete. Accepting that some projects or capabilities will eventually be stopped makes it necessary to “overbook” the innovation pipeline, much like an airline overbooks seats. Some people are bound to cancel, so the seats are kept full. But what is the right amount of overbooking? This is where timing and throughput become critical. Two people can only afford to buy a half of a car.

Only four years later, in 1996, McKinsey consultants Baghai, Coley, and White published their “Three Horizons of Growth” model, which distinguishes between the current core business, emerging growth businesses, and options for future staircases. 

McKinsey's chart, The Three Horizons of Growth.

While the main focus here is on the timeline, there is also a link to risk in the sense that Horizon 1 is close to the existing core business and therefore less risky, while Horizons 2 and 3 lie farther away from the core business, and are therefore inherently more risky. And given that disruption is happening faster than ever, hoping that disruption is always 5-10 years away seems itself a risky proposition.

In 2012, Bansi Nagji and Geoff Tuff wrote about the Innovation Ambition Matrix to facilitate conversations about portfolio management based on risk and scale of ambition. The matrix is based on mathematician H. Igor Ansoff’s classic diagram to help companies allocate funds among growth initiatives, but it replaces Ansoff’s binary choices of product and market (old versus new) with a range of values. In addition to providing an overview of all innovation initiatives (which all portfolio approaches aim to do), this matrix focuses on the overall ambition for the company’s innovation portfolio and thus its appetite for risk.

Diagram of Innovation Ambition Matrix.

Although time may be an implicit consideration—transformational initiatives are more likely to be long-term — this approach clearly focuses on risk. Companies typically use such a risk matrix to allocate resources based on their ambition and risk tolerance.

A more recent approach, the 2017 Business Model Portfolio Map by Osterwalder and Pigneur, combines elements of the Innovation Ambition Matrix with a clear focus on business models. The Explore section on the left represents transformational projects that give way to more adjacent projects in the middle, while the Exploit section on the right represents the core or adjacencies that are ready for execution.

Explore and Exploit Business Model Portfolio Map. This model allows for adjacent projects to be compared to more transformational projects in terms of expected returns and “innovation risk,” which is another way of identifying the amount of validation a business model currently has. (An adjacent business model that only changes one element of the core business already has a high degree of validation.) so it’s not surprising that scholars like Rita McGrath focus on Arenas of opportunity. For McGrath, an arena is “a combination of a customer segment, an offer, and a place in which that offer is delivered.” Others may use different terms and talk about emerging trends or micro-battles, but McGrath’s main point is that these opportunities are transient and must be captured and exploited immediately. There is no sustainable, long-term advantage. As the consumer landscape shifts, companies can look for growing markets and invest more where the growth exists. McGrath developed a prescriptive portfolio approach based on understanding what type of options need to be developed in any given arena. For example, if a company is not well organized to address an arena and the market is unclear but the technology seems to already exist, then generating options by scouting existing companies is a viable path.

McGrath's portfolio.

Be Creative, Create Your Own!

The portfolio tool an innovation manager chooses serves as a lens through which they see the company’s innovation efforts, and will ultimately influence the decisions being made. So choosing the appropriate portfolio tool is a key part of the innovation manager’s job. This simple task can become increasingly complex as each executive demands that their viewpoint be included in the portfolio map. Some want to focus on a mix of projects leading to healthy returns in a certain timeframe, while others see disruption as more urgent and want to balance risk. New frameworks often attempt to combine one or more of these attributes.

The 4:3 Corporate Startup Portfolio framework by Dan Toma is exactly such a tool, combining the Three Horizons Model with the Innovation Ambition Matrix. Here, they have mapped out Alphabet’s innovation portfolio as an example.

Alphabet’s innovation portfolio.

Radar charts are another approach to combine several attributes, as they can compare different projects across multiple axes. Despite this flexibility, they tend to be difficult to use for a portfolio of more than a few dozen projects. They also don’t effectively show overall investment levels in any given area (although a cumulative radar chart can be used to this effect).

A radar chart.

A divided pie chart can roughly combine different Arenas of opportunity with either the Three Horizons Model or the Innovation Ambition Matrix. For example, the core business (Horizon 1) is the center of the pie chart while transformational (Horizon 3) is the outermost portion. The Arenas are represented by slices. This visually represents that there is more surface area in the outermost portion and thus more opportunity in transformational or Horizon Three projects. That’s simply due to the fact that there is more uncertainty and thus more possibilities. Those possibilities may collapse at some point, but the future generally has more options.

A pie chart.

There are additional options to represent investment by the size of the dot or the level of business model validation by color. But trying to make a visually impressive slideshow that represents everything at once can turn into a useless decision-making tool.


Pie Chart with Project Dots

Perhaps by now you’ve noticed that there is no right or wrong in portfolio management. You can and should create your own portfolio approach that takes your specific situation into account (or mix and match existing tools). You can choose what you want to focus on (resources, time, risk, options) and how you might integrate additional points of view.

Conclusion

Ultimately, innovation managers need to build frameworks that are useful for making decisions. They cannot be so complex that no one understands them, but they cannot be so simple as to remove rigorous thinking from the process. A good framework for building innovation portfolios should uncover where companies are overinvesting and where they are not investing. This transparency will allow executives to make coherent decisions on how to reallocate resources. Having multiple frameworks and dimensions to measure the portfolio is an absolute must. Managers should understand constraints and requirements in terms of resources, time frame, risk, and optionality, and how they fit into the overall strategy. Without that basis in strategy, any portfolio map is an academic waste of time at best, and innovation theatre at worst.

Lessons Learned:

  1. A portfolio framework without strategy is a performance, not a usable tool.
  2. Know what you are optimizing for (resources, timing, risk, options).
  3. Be creative: use existing tools, mix and match, and develop your own toolkit.

Special thanks to those who contributed early feedback to this post: Rob Aalders, Dan Toma, Franck Debane, Jorge Castellote, Esther Gons, Josh Berry, Chris Cannon, Megan Kennedy, Alexia van Schaardenburg.

Frequently Asked Questions

What is innovation portfolio management and why does it matter?

Innovation portfolio management is the process of allocating finite resources across opportunity arenas and specific projects to achieve strategic objectives. Rather than betting on individual projects, we diversify investments across different risk levels — much like a retirement fund — to make the inherently unpredictable nature of innovation more predictable and manageable overall.

What do I need before choosing an innovation portfolio tool?

Before selecting any tool, we need three prerequisites: a clearly defined innovation strategy (not just a slogan like “be the most innovative”), an honest understanding of our organization’s risk tolerance, and strong strategic alignment between innovation managers and senior leadership. Without these foundations, any portfolio map becomes innovation theatre rather than a useful decision-making instrument.

What are the main frameworks for innovation portfolio management?

Key frameworks include Wheelwright and Clark’s resource-based project mapping, McKinsey’s Three Horizons of Growth model (focused on time), Nagji and Tuff’s Innovation Ambition Matrix (focused on risk), Osterwalder’s Business Model Portfolio Map, and McGrath’s Arenas of opportunity approach. Each emphasizes different dimensions — resources, timing, risk, or options — and we can mix and match them to fit our specific context.

Should I create my own innovation portfolio framework?

Yes. There’s no single right answer in innovation portfolio management. We should feel empowered to combine existing tools or build custom approaches that reflect our specific strategic situation. The key is ensuring the framework helps uncover where we’re overinvesting or underinvesting, while remaining simple enough to drive actual decisions rather than just creating impressive slideshows.

Why shouldn’t I focus on tools first when managing an innovation portfolio?

Tools are only lenses through which we view innovation efforts — they shape the decisions we make. If we start with tools before understanding what we’re optimizing for (resources, timing, risk, or options) and how those interdependencies relate to our strategy, we risk making decisions based on whatever the tool happens to highlight rather than what actually matters strategically.

Accounting Software

Mike's Notes

Some initial notes on discovering accounting software for integration with Pipi and for Ajabbi's use. I got this from an NZ Government website. It's a useful list to start from.

OpenPEPPOL is the international standard to use, and there is excellent documentation.

Resources

References

  • Reference

Repository

  • Home > Ajabbi Research > Library >
  • Home > Handbook > 

Last Updated

06/11/2025

Accounting Software

By: Mike Peters
On a Sandy Beach: 06/11/2025

Mike is the inventor and architect of Pipi and the founder of Ajabbi.

"Peppol is a set of specifications for establishing and also the primary implementation of a federated electronic procurement system for use across different jurisdictions. Through Peppol, participant organisations can deliver procurement documents to each other including electronic invoices in machine readable formats, avoiding the labour of data entry.

OpenPeppol, a non-profit international association registered in Belgium, is the governing body of the primary implementation and developer of specifications. The primary implementation of Peppol as at 16 March 2025 had 1,426,623 participant organisations from 98 countries registered to receive procurement documents.

No other implementations of Peppol are known to be in use by businesses or government bodies around the world. Whilst it would be possible for an alternative Peppol implementation to be created with alternative governance arrangements, Peppol specifications would need to be adjusted to remove dependencies on the OpenPeppol association in aspects including mandatory use of OpenPeppol public key certificates." - Wikipedia

eInvoicing software products

"eInvoicing capable software products that have registered with us are listed below. Go to their website for more information and to register for eInvoicing today." - NZ Government

Provider Product eInvoicing Additional information
Access Attaché Attaché eInvoicing(external link) Send and receive
Access Financials Attaché eInvoicing(external link) Send and receive
Accredo Accredo(external link) Send and receive
The Access Group FastTrack360 Send * Contact provider for details
Acume eInvoicing(external link) Send and receive
Billit Billit(external link) Send and receive  
B2Boost B2Boost e-invoicing Service(external link) Send and recieve
B2Brouter B2Brouter(external link) Send and receive $ Free portal available
Civica Authority Altitude(external link) Receive only
Canon Business Services CBS eInvoicing(external link) Send and Receive
Cognito Software MoneyWorks E-Invoicing(external link) Send and receive
Colladium e-Invoicing Colladium(external link) Send and receive $ Free portal available
Continia             Continia.com(external link) Send and receive
Cumulo9 eInvoicing – powered by C9 Transact(external link) Send and receive
Coupa Coupa Invoice
by Valtatech(external link)
Receive only
CSSP Pty Ltd Cheops(external link) Receive only
Deltek             Maconomy(external link) Send and receive * Contact provider for details
DataPrint Dataprint eInvoicing(external link) Send only
Desktop Imaging Services – Business Process Automation(external link) Receive only
Efficiency Leaders RapidAP(external link) Receive only
Esker Esker Accounts Payable solution(external link) Receive only
Esker Esker Accounts Receivable solution(external link) Send only
Exedee OASIS eInvoicing Service(external link) Send and receive
EzeScan EzeScan(external link) Receive only
FlexiTime Karmly(external link) Send only
Havi Technology Havi eInvoicing(external link) Send and receive
Link4 Link4(external link) Send and receive
LUCA Plus Lucaplus(external link)

Additional resources(external link)
Send and receive
MAGIQ MAGIQ Cloud Platform(external link) Receive only
Ricoh Medius Accounts Payable Automation Receive only * Contact provider for details
Microsoft            Microsoft Business Central Send and receive * Contact provider for details
Microsoft Microsoft D365 Finance & Operations Send and receive * Contact provider for details
MYOB MYOB Essentials(external link)
eInvoicing - MYOB Business(external link)
Send and receive
MYOB MYOB AccountRight(external link)
eInvoicing - MYOB Business(external link)
Send and receive eInvoicing is available if you're an AccountRight desktop user and have an online company file(external link)

New Zealand Post Datam – eInvoicing(external link) Send only
OfficeTorque Peppol Plus * Contact provider for details
Olympic DX2(external link) Send and receive $ Free portal available 
Oracle Oracle Fusion Cloud ERP(external link) Send and receive & Requires integration with an Access Point provider

* Contact provider for details

Oracle          Oracle Netsuite

Oracle e-Business Suite
Send and receive

Send
* Contact provider for details

* Contact provider for details
Pacifictech Sage 300 eInvoicing(external link) Send and receive
Pacifictech Sage Intacct eInvoicing(external link) Receive only
Pagero Pagero Network(external link) Send and receive $ Free portal available
Payreq Payreq Delivery(external link) Send only
Payreq Payreq MyBills(external link) Receive only
Pegasus           Pegasus Edge(external link)  Send only
Pronto Pronto Send and receive * Contact provider for details
Reckon Reckon One(external link) Send and receive
SAP SAP Ariba(external link) Receive only
SAP SAP Business ByDesign(external link) Send and receive
SAP SAP ERP Central Component(external link) Send and receive
SAP SAP Invoice Management by Open Text(external link) Receive only
SAP SAP S/4HANA(external link) Send and receive
SAP SAP S/4HANA Cloud(external link) Send and receive
Steltix Steltix eInvoicing Automation for JD Edwards(external link) Send and receive
TechnologyOne eInvoicing(external link)Getting Ready for eInvoicing(external link) Send and receive & Requires integration with an Access Point provider
Thomson Reuters OneSource * Contact provider for details
Tungsten Automation e-invoice Connect(external link) Send and receive
Unimarket Unimarket eProcurement+(external link) Receive only
Unit4 Enterprise software: ERP, FP&A, HCM – Unit4(external link) Send and receive & Requires integration with an Access Point provider
Uxtrata RC – UxtrataRC(external link) Send and receive
Workday Workday eInvoicing powered by Pagero (external link) Send and receive
Xaana Enigma2.0(external link) Send and receive
Xero Register to receive eInvoices – Xero Central(external link) Send and receive
Xtracta Xtracta Peppol eInvoicing(external link) Send and receive

eInvoicing Access Point providers

.

Provider Country Details
Ademico Software

Ademico Software(external link)
Belgium AP and SMP services

With our REST API you can directly from your ERP system:
  • Send and receive invoices and other documents
  • Register companies on the Peppol network.
B2BE NZ Pty Ltd

B2BE NZ Pty(external link)
New Zealand AP and SMP services
B2Brouter

B2Brouter(external link)
Spain AP and SMP services

B2Brouter is a tool accessible to everybody, from self-employed individuals to large companies.

Case study:
B2Brouter use cases(external link) — B2Brouter
Basware Corporation

Basware Corporation(external link)
Finland AP and SMP services

Basware has been at the forefront of developing e-invoicing and e-procurement solutions, and continuously keeps track of the latest local requirements on a global scale.
Billit

Billit bv(external link)
Belgium AP and SMP services

Billit is a global online invoicing platform.
Canon Business Services

Canon Business Services ANZ(external link)
Australia AP and SMP services

Canon Business Services have been successfully implementing Accounts Payable solutions across Australia and New Zealand since 2004.
cbs Corporate Business Solutions

CBS Corporate Business Solutions(external link)
Germany AP and SMP services

CBS E-invoice world cloud solution is your secure “one stop compliance solution” with complete SAP integration and holistic project and support services.
CloudTrade

CloudTrade(external link)
United Kingdom AP and SMP services

Data capture solution, whereby we receive business documents, extract information, enrich where necessary and post to the recipient.
Comarch S.A.

Comarch SA(external link)
Poland AP and SMP services

Comarch e-lnvoicing is a comprehensive product that both streamlines and automates all of your AP/AR invoicing processes, enabling a secure and highly efficient document exchange with your clients.
Sandfield

Crossfire (Sandfield Associates Limited)(external link)
New Zealand AP and SMP services

Crossfire by Sandfield is a registered PEPPOL Service Provider and Access Point. Crossfire takes care of the entire integration process including implementation, go-live, monitoring, hosting and support.
eCloud Business Services Pty Ltd

eCloud Business Services Pty Ltd(external link)
Australia AP and SMP services
Edicom Capital S.L

Edicom Capital SL(external link)
Spain AP and SMP services

Edicom is a global EDI and eInvoicing SaaS provider with its headquarters in Europe (Spain).

Case study:
Edicom business case(external link) — Edicom
Esker S.A.

Esker NZ(external link)
France AP and SMP services

Esker is a worldwide leader in AI-driven process automation software, helping financial and customer service departments digitally transform their procure-to-pay (P2P) and order-to-cash (O2C) cycles.
Havi Technology Pty Ltd

Havi Technology Pty Limited(external link)
Australia AP and SMP services

We can connect your ERP to a single, standard system for e-invoicing and paying in one format. This makes invoicing simpler for you and it makes payments simpler for your customers.
Hitachi Energy Australia Pty Ltd

Hitachi Energy(external link) (formerly ABB Power Grid)
Australia AP and SMP services

The Axis Cloud Collaboration Platform provides electronic solutions for supply chain procure-to-pay, contractor work management and electronic catalogue.
HQengine Pty Ltd

HQEngine Pty Limited(external link)
Australia AP and SMP services

HQEngine is an Australian independent specialist company offering Digital Spend Management and eInvoicing solutions and services operating our own ATO certified PEPPOL Access Point.
IBM Corporation

IBM Limited(external link)
United States of America AP and SMP services

IBM Peppol is a configurable option of IBM Sterling Supply Chain Business Network, a trusted, scalable business-to-business network that helps automate and orchestrate your supply chain processes.
Innovate NZ Business Intelligence Limited(external link) New Zealand Unlock the power of automation as our advanced technology accurately analyses and extracts vital information from your documents, delivering them effortlessly through the IDESaaS accredited access point for a secure, fully automated e-invoicing service.
INPOSIA Solutions GmbH

INPOSIA by Avalara(external link)
Germany  AP

INPOSIA as a PEPPOL access point connects you to the OpenPEPPOL network, including Australia and New Zealand, and exchanges data securely.
Link4 / LinkF

Link4(external link)
Singapore AP and SMP services

Link4, a global eInvoicing leader since 2016, is registered as Link4 NZ LTD with a dedicated New Zealand team. As an accredited Peppol provider that supports most ERP systems, Link4 enables secure, compliant eInvoicing for public and private sectors, offering seamless ERP integration and extensive expertise in New Zealand’s regulatory landscape.

Case study:
Link4 case study [PDF 3.39 MB](external link) — Link4
LUCA Plus

LUCA Plus(external link)
Australia AP and SMP services
MessageXchange

MessageXchange(external link)
Australia AP and SMP services

MessageXchange is a multi-tenanted cloud B2B/B2G/G2G integration service. Our functionality enables our clients to become Peppol e-invoicing enabled and beyond.

Case study:
MessageXchange case studies(external link) — MessageXchange
OpenText

Open Text New Zealand Limited(external link)
United States of America AP and SMP services

OpenText is an experienced global Peppol provider; we are an Access Point, a technology provider, and a subject matter expert.
OZEDI Holdings Pty Ltd

OZEDI Holdings Pty Ltd(external link)
Australia AP and SMP services

OZEDI is proud to be a market leading accredited Peppol Access Point for eInvoicing in Australia and New Zealand.

Case study:
OZEDI's Assurity Consulting e-Invoicing solution | Case Study(external link) — OZEDI
Pacific Commerce Pty Ltd

Pacific Commerce(external link)
Australia AP and SMP services

Pacific Commerce is a long-standing Alliance Partner of GS1 Australia, GS1 New Zealand and GS1 Malaysia.
Pagero AB

Pagero AB(external link)
Sweden AP and SMP services

Pagero is a leading global eInvoicing provider, working with key NZ companies and government departments to ensure compliance and financial process automation.

Case studies:
Atherton case study(external link) — Pagero AB

Hewlett Packard case study(external link) — Pagero AB
Payreq

Payreq Pty Limited(external link)
Australia AP and SMP services
Power Business Services Limited

Power Business Services Limited(external link)
New Zealand AP and SMP services
SAP SE

SAP SE(external link)
Germany AP and SMP services

SAP Document and Reporting Compliance, cloud edition is our leading-edge cloud eInvoicing solution that can co-exist and extend upon your current SAP ERP systems without major process disruptions. 

Only available to existing customers.
Saphety Level – Trusted Services SA

Sovos Saphety(external link)
Portugal AP and SMP services

Sovos Saphety is a leading company in solutions for electronic documents exchange and electronic invoicing amongst companies. Currently, our client portfolio has over 10,000 companies and over 190 thousand users throughout 52 countries.
Seeburger AG

Seeburger AG(external link)
Germany AP and SMP services
SNI Teknoloji Hizmetleri A.S

SNI Teknoloji Hizmetleri AS(external link)

Turkey AP and SMP services

SNI’s SAP AU-NZ e-Invoicing solution is an SAP add-on for creating and exchanging electronic invoices between trade partners, including public entities, organizations, and individuals.
Spend Console Pty. Ltd.

SpendConsole(external link)



Australia AP and SMP services

SpendConsole is a proven AI-Powered, PEPPOL enabled AP Automation solution - offering business guaranteed outcomes with its multi-channel Supplier portal, Intelligent Invoice Validation and Robust Integration features.

Case study:
TAFE NSW(external link)  — SpendConsole
SPS Commerce

SPS Commerce(external link)

Netherlands AP

At SPS Commerce, we help companies of all sizes achieve their digitalization goals. Our cloud-native FLOW Partner Automation platform is designed to completely eliminate paper from the supply chain.

Case study:
Our customers(external link) — SPS Commerce
Storecove (Datajust B.V.)

Storecove(external link)
Netherlands AP and SMP services

Send e-invoices from anywhere to anywhere. Peppol Access Point, DBNAlliance Access Point, Cross-Border E-invoicing, CTC Compliance, RESTful JSON API.

Case studies:
Department of the Prime Minister and Cabinet(external link) — Storecove

xSuite(external link) — Storecove
Suma Technology Services LLP

Suma Technology Services(external link)
India AP and SMP services

Suma Technology Services LLP is a specialized eInvoicing technology provider. Instead of reinventing the wheel, leverage our certified eInvoicing engine as best-of-breed components to complement your invoicing platform. You focus on what you do best, while we manage the eInvoicing compliance expertise for you.
Tickstar AB

Tickstar from Xero(external link)
Sweden AP and SMP services

We are NZ’s most popular provider with over 90% of all NZBNs registered for eInvoicing using Tickstar. We support Xero, New Zealand’s largest telco, largest IT solutions provider and all businesses using Xero.

Case studies:
Datacom case study(external link) — Tickstar

Spark case study(external link) — Tickstar
Tradeshift Belgium / Babelway

Tradeshift Belgium S.A(external link)
Belgium AP and SMP services

Tradeshift is a market leader in e-invoicing and accounts payable automation and an innovator in supplier financing and B2B marketplaces.
Tranzsoft Group Ltd

Tranzsoft Group Limited(external link)
New Zealand AP and SMP services

Tranzsoft Group is a leading developer of software technology designed to improve business.
Tungsten Automation 

Tungsten Automation(external link) (formerly Kofax)
Sweden AP and SMP services

Tungsten e-invoice Connect (FKA) Kofax Invoice Portal provides a global electronic invoicing exchange network, that enables organizations to securely share invoice data electronically. E-invoice Connect helps both AP and AR teams streamline and digitize manual invoicing processes.
Unifiedpost Group

Unifiedpost Group(external link)
Belgium AP and SMP services

At Unifiedpost Group, our mission is to make business easy and smart by helping organisations build strong digital connections with their customers and suppliers.
Valta Technology Group Pty Ltd 

Valta Tech(external link)
Australia AP and SMP services

Our Peppol Access Point solution helps businesses and technology providers to seamlessly get connected to the Peppol network and enable automation in their Accounts Receivable and Payable processes.

Case study:
Valta Tech case studies(external link) — Valta Tech
VAT IT Processing (Pty) Ltd

eezi(external link)
South Africa AP and SMP services

eezi – Powered by VAT IT is a cloud-native, ERP-agnostic e-invoicing and tax compliance platform. It ensures seamless integration, real-time validation, digital signatures, and automated error handling — keeping you compliant, audit-ready, and prepared for NZ’s evolving framework. 
WiseTech Global Limited

CargoWise(external link)
Australia AP and SMP services

CargoWise integrates enterprise-grade accounting with logistics, managing costs, revenues, profits, and cash while handling tax, classification, and e-invoicing. It enables faster invoice clearance, reduces errors, and now supports Peppol.

Function provided – Access point and address capability lookup

eProcurement documents supported:
  • A-NZ invoice extension
  • A-NZ Self-Billing extension
  • Credit note
  • Invoice BIS billing 3.0
  • Invoice Response
  • Message Level Response.
Xaana Pty Ltd

Xaana Pty Ltd(external link)
Australia AP and SMP services

Xaana’s Turium Enigma 2.0 offers a comprehensive Inteligent Invoice Automation solution with an AI-driven eInvoice connector and OCR scanning for AP, AR, Purchase orders and contracts management.
Xero Limited

Xero(external link)
New Zealand AP and SMP services

Available in-product, free of charge for Xero customers with Business Edition subscriptions.

For non-Xero Customers including Enterprise or software providers, refer to Tickstar from Xero Access Point.
Xtracta Limited

Xtracta Limited(external link)
New Zealand AP and SMP services

Xtracta provides a turnkey solution for document data extraction and e-invoicing. Designed for tight integration into all types of ERP, accounting and other business software systems, Xtracta provides a scalable way to offer document data extraction and e-invoicing inside of any software.


Software developers’ information

NZ Peppol eInvoicing Ready criteria

eInvoicing Ready software products are end-user products that can send and/or receive invoices via a New Zealand accredited access point, using the A-NZ extension to the Peppol specification.

To promote interoperability, we assess whether eInvoicing sending products can send the data fields outlined in the link below:

  1. Payment due date
  2. Seller GST identifier
  3. Seller contact email
  4. Buyer contact email
  5. Payee financial account
  6. Item description
  7. Reference numbers (Purchase Order, Buyer Reference, Contract, Project, Tender)
  8. Remittance information
  9. Invoice attachments
  10. Invoice note.

Resources:

  • A-NZ Peppol BIS 3.0 standard on GitHub
  • Industry Practice Statement – Invoice content download page on GitHub